Experts say historic low rates mean you can offset increases in your bills and save hundreds - if not thousands - a year by switching your mortgage. And now is the perfect time to do it.

Carrie Johnson, the prime minister's wife, will be speaking at a reception hosted by LGBT Conservatives in partnership with Stonewall, the LGBT rights charity, in Manchester this evening.

The new Justice Secretary lashed out at people 'abusing' the system to claim a right to a family life, even after being convicted of sickening treatment of a partner.

The Oscar-winner was pictured wearing what is commonly referred to as a 'fat suit' as she filmed a new true crime drama for NBC titled The Thing About Pam in New Orleans

I sold a property in November 2008, and thought my solicitor had paid the extra fees - but now Halifax says they did not.

The 26-year-old West Brom striker first tested positive in November last year and then again in August but has still decided not to be jabbed - he declined to discuss his reasons.

Energy bills are rising, food prices are set to soar, and tax hikes will soon start to bite. Our poll reveals that ne in two households have started making cutbacks due to concerns over the rising cost of living.

The Health Secretary warned the Covid backlog for routine procedures could reach up to 13million people in the coming months. He announced a major review of NHS leadership.

Sir Roger Moore's third wife - the Italian actress Luisa Mattioli - has died at the age of 85. Family friends say the star, who was married to Sir Roger for 24 years, had been 'ill for some time'.

An article in the state-backed Global Times newspaper said that 'collusion' between the US and Taiwan was so 'audacious' that the situation 'has almost lost any room for manoeuvre.

Families who have already endured Covid-caused uncertainty over last 18 months now face a triple-blow of rising energy bills, soar food prices and tax hikes.

Boris Johnson will round off his party's gathering at lunchtime with a defiant message that, unlike predecessors, he has the 'guts' to push ahead with big reforms.

A huge batch of the Oxford/AstraZeneca vaccine which had been expected to arrive in the UK was instead diverted from Holland at the last minute.

Millions face a squeeze thanks to inflation driven by labour shortages, rising energy costs, a lack of HGV drivers and gaps in supply chains - but the PM dismissed cost of living fears.

The Rev Michelle Bailey, previously Rev Morton, is said to have attacked Diane Shore on May 23 last year, during the first Covid-19 lockdown. She claims that she acted in self-defence.

Levels of diabetes have doubled in the past 15 years as a result of spiralling obesity rates, creating 'a public health emergency', the charity Diabetes UK said.

In a flurry of interviews at Tory conference, the PM denied that the country is in 'crisis', comparing the disruption to a 'giant waking up' and 'creaking' after the pandemic.

People living near Mr Hallam's organic farm in Carmarthenshire, west Wales, have accused him of double standards after it was revealed that he had parked six diesel vehicles on his property.

A vote to change the law passed Jersey's States Assembly on Tuesday, and was held following a debate that came in response to an online petition that received over 5,000 signatures.

At the centre of the new revelations is a BVI company E&G Productions, said to be co-owned by Ben Elliot and his friend Ben Goldsmith, the financier and Tory advisor.

Aubrey Pule Padi, 46, killed Tamara Padi in a 'planned and carefully executed attack' while one of their two young children slept in the next bedroom, a Manchester court heard today.

Prince Harry and Meghan Markle visited a Bill Guthy's luxury ranch multiple times this year - and even brought Meghan's mother along, DailyMail.com can exclusively reveal. 

First Minister Mark Drakeford's Labour needs support from Plaid Cymru to force through legislation akin to that introduced by Nicola Sturgeon in the Senedd.

In his keynote speech to the Conservative Party conference in Manchester, the Prime Minister will say that as Britain emerges from the Covid pandemic it is now time to 'get on with levelling up in the UK'.

Nick did something I never had the nerve or the audacity to do in 33 years of political interviewing. He told Mr Johnson to shut up.

SARAH VINE: Asked this week whether he would block the path of an ambulance transporting a critically ill patient to hospital, Founder of Insulate Britain Roger Hallam said 'yes'.

For six hours on Monday, billions of people and millions of businesses must have felt as if the sky had fallen in, writes TOM LEONARD. Pictured: Facebook founder Mark Zuckerberg.

Sajid Javid wants to slash paperwork so UK family doctors have more time to see patients in person. He hopes that by cutting bureaucracy, fewer patients will have to make do with telephone calls.

In a major escalation of the post-Brexit row over fishing licences, French fisherman on Tuesday warned they could blockade both the port of Calais and the Channel Tunnel.

Kae Middleton, 39, put on a stylish display as she visited University College London's Centre for Longitudinal Studies on Tuesday morning.

GEOFFREY LEAN: Last weekend, Southern Water - notorious even in the disgracefully dirty water industry - pumped raw sewage out of more than half its outlets around the South East coast.

In a tense exchange which infuriated Tory MPs, presenter Nick Robinson also told Boris Johnson 'you are going to pause' as the pair repeatedly talked over each other on BBC Radio 4's Today.

HENRY DEEDES: Miss Patel was doin' what she liked to do best at the Tory part conference. Roundin' up suspects and lockin' up bad guys. Not so much Iron Lady as Dirty Dan laying down the law.

The memo identifies specific numbers of informants who were taken into custody or killed, though the exact number isn't fully known to the public, according to the New York Times.

Today, in this final extract, Dame Joan Collins tells of a thrilling encounter with a notorious U.S. president.

'Investors' who shelled out thousands of dollars apiece for the digital tokens discovered on Friday that the project's creator had disappeared with the pilfered funds.

The activist from the Amis de la Terre France [Friends of the Earth] campaign group carried a banner reading 'Overconsumption = extinction'. Her banner also included a logo for Extinction Rebellion

The Loose Women star, 32, welcomed her first daughter with fiancé Joe Swash , 39, on Monday when she was celebrating her birthday.

Izzy Boyle, from London, was driving through Peckham, south London, at around 2am on her way back from her babysitting job when the road in front of her was blocked by a bin.

Boris Johnson said he does not want to increase 'tax of any kind' when he was pressed on whether a rise in duty will be shunned to ease pressure on motorists.

Footage of the shocking moment was shared on social media by Wiltshire Police yesterday and shows officers pummelling the vehicle after driver Andrew Champion, 54, refused to exit.

Europe minister Clement Beaune engaged in the extraordinary sabre-rattling as he accused the UK of failing to implement the Brexit deal.

Protesters from the Extinction Rebellion offshoot have blocked major roads including the M25, M1 and M4 over the past three weeks, and three court injunctions are now in place.

The singer took to Twitter on Tuesday to reveal her new son is called Easy On Me and is set for release on 15 October

Lady Tina's identity as the buyer of properties in Mayfair and Belgravia was hidden because they were purchased using offshore companies set up in the British Virgin Islands.

The Independent Maternity Oversight Panel found major failings in 21 of 63 cases at two hospitals run by the Cwm Taf Morgannwg University Health Board.

Mr Dowden accused public sector workers of preferring to use the posh home exercise equipment to returning to Whitehall at a Conservative Party Conference event.

Teaching unions blamed the 'grim statistics' on high Covid rates in England's schools and urged new Education Secretary Nadhim Zahawi to get a grip on the crisis.

It comes amid fears of a fourth wave in the coming months, with 'Professor Lockdown' Neil Ferguson today warning the UK does not have much 'headroom' if cases, hospitalisations and deaths tick upwards.

Electric car the Tesla Model 3 became Britain's top selling motor in September as the fuel crisis gripped the nations petrol pumps.

Mr Malthouse was being interviewed by Alastair Campbell on ITV's Good Morning Britain when the clanger occurred earlier today.

Ben Lister denies assaulted the woman after a night out in Halifax, West Yorkshire in August 2016.

Speaking before he gave an interview to BBC Breakfast this morning, the PM also quizzed the presenter about whether it was dancers or celebrities who had refused the jab.

Priti Patel today announced more suspected criminals will be tested for recreational drugs on arrest as part of a Government plan to prevent violent crime.

The Spurs midfielder, 25, was spotted kissing Maria, 20, at a London rooftop bar in May and they still appear to be close five months on.

Analyists from research group Internet 2.0 looked at open-source data on contracts involving PCR tests and machines in Hubei province since 2007, before making the discovery.

UK-based Marc Pilcher, 53, died on Sunday just weeks after travelling to the US, where he was presented with an Emmy award in Los Angeles for outstanding hairstyling on the period drama.

FIFA and Qatari officials are discussing the possibility that fans, players and officials will be able to provide proof of having recovered from Covid-19 or produce negative tests.

A 52 year old man accused of murdering a Fathers for Justice campaigner and his young wife in their home appeared in crown court in Winchester today.

Sue Fish, the ex-chief of Nottinghamshire Police, said women's trust in law enforcement has been eroded by the rape and murder of Sarah Everard by serving officer Wayne Couzens.

Dr David White told Charlotte Rendina (pictured) that his practice in Hertfordshire was to 'open as normal' the day after Boris Johnson announced the first national lockdown.

Office for National Statistics (ONS) figures released today show only 82 per cent of British travellers coming back to the UK said they had received a Covid jab in August.

The UK has 11,673 streets where the average home is valued at over £1million - 1,782 more than a year ago - but top-of-the-pile Kensington Palace Gardens has lost value

The bomb targeted the Eidgah mosque where a memorial service was being held for the mother of Taliban member Zabihullah Mujahid. Several civilians have reportedly died in the blast

Taiwan Foreign Minister Joseph Wu has urged countries such as Australia for help in backing the territory against China which is stepping up military flights over island

In 1958 an American B-47 bomber accidentally dropped a nuclear bomb on Mars Bluff South Carolina. Fortunately for the people below, only its TNT detonator went off.

Lars Vilk, 75, was traveling together with two police officers who also died, according Swedish news outlet Expressen. The horror crash occurred just before 3pm in Markaryd, Sweden on Sunday.

Donald Trump is eyeing another run at the presidency, and doesn't seem to have any concerns about his Republican rivals including Florida Governor Ron DeSantis.

Jean-Marc Sauvé, the commission president, said there had been 'between 2,900 and 3,200 criminal paedophiles' in the Church in France since 1950.

In an interview with the Sunday Times, Charlotte Gainsbourg said that while she won't rule out getting injectables, she hopes to abstain like her film icon mother - who accepted her 'age is beautiful'.

Pauline Grace Ducruet, 27, who is the 16th in line to the Monaco throne, is the daughter of Stéphanie and her ex-bodyguard Daniel Ducruet. She has spoken to The Telegraph about her childhood.

Images circulating on social media appear to show the airbase's floodlights blazing in the distance, amid reports that several military planes have taken off and landed at the base.

To report an inaccuracy, please email corrections @mailonline.co.uk. To make a formal complaint under IPSO rules please go to www.mailonline .co.uk/readerseditor.

Members of the Britannia Coconut Dancers in Bacup, Lancashire, have performed for the first time since being kicked out of the Joint Morris Organisation.

Kay Holcroft, 24, had been drinking white wine in a restaurant when she got behind the wheel of her white £26,000 BMW 116D Sport and drove back to her family's £1.2m home in Prestbury, Cheshire.

Chiu Kuo-cheng, Taiwan's defence minister, said Beijing 'has the capacity' to attack now but taking its time to reduce losses it will suffer before giving the order - saying tensions are at their worst for 40 years.

While the government 'aimed' to have cheaper lateral flow tests ready in time for half term, a source told The Sun that ministers had been urged to keep the tests because of fears over new variants.

NSW has finally hit its 70 per cent vaccination target, triggering the end of four months of gruelling lockdown with many restriction to be eased on Monday as scheduled.

The explosion of social media and mobile phone technology, along with the gentrification of Italian-American working class neighborhoods, are to blame for 'knucklehead' young mobsters

Orphaned mountain gorilla Ndakasi was pictured taking her last breath while being held by her 'lifelong friend' Andre Bauma, 49, who rescued her as an infant, at the Virunga National Park in Congo.

Australian internet security researchers have claimed that Covid-19 was 'spreading virulently in Wuhan' by mid-2019, adding fuel to growing claims the Chinese government lied about it.

A Maine student's anti-racist art work, was put back on display after the artist, York High School senior Claudia Corcoran, staged a school-wide walkout last Wednesday

About 200 contractors mostly based in Nairobi, Kenya, will begin to sift through American 911 calls and crime alerts starting Wednesday as US-based Citizen employees feel pushed out, a source says.

Christopher Matherne, 17, died after being in the hospital with COVID-19 for more than a month. He had been placed on a ventilator and an ECMO at the children's hospital in New Orleans, Louisiana.

PC Rhona Malone had to put up with 'horrific' behaviour from male colleagues in which she and other women were subjected to misogynistic, belittling and abusive behaviour.

A survey by the British Chambers of Commerce found 62% of industrial firms expect to increase their prices over the next three months.

Britain's Home Secretary Priti Patel gave the green light for the a group of players, coaches and family members' 111 visa applications to be approved.

The Government is planning to replace the requirement for double-vaccinated travellers to take a PCR test on their return to Britain with a much cheaper lateral flow swab.

Ernest Lee Johnson, 61, was executed on Tuesday night in Missouri, despite pleas for clemency from Pope Francis and members of Congress. Johnson had the mental age of a child.

A former teacher will replace John Barilaro as NSW Deputy Premier and Nationals leader following a leadership vote. NSW has changed most senior leaders without election for the first time since 2008.

A Covid-infected parent of a patient visited Melbourne's Royal Children's Hospital cancer ward over three days from Saturday to Monday, plunging hundreds into isolation.

Questionable images have drawn attention for the wrong reasons, with the white ponchos customers wear drawing a likeness to the American white supremacist hate group, the Ku Klux Klan.

The Dallas County home of James Phelps, the man currently charged in the disappearance of Cassidy Rainwater, has burned down as he remains jailed since a kidnapping charge last month.

Actor Joe Pesci finally sold his New Jersey waterfront mansion after having it on the market for two years. The home went into contract Monday for $6.5 million.

Cybersecurity experts fear that keyword warrants set a precedent for breaching the protection against unreasonable searches. Google, however, has defended their decision to respond to these warrants.

Qantas's longest ever flight is set to land in Darwin before 8pm, bringing home 115 Australians stuck in the world's second toughest lockdown in Argentina's capital city, Buenos Aires.

A mother and daughter who were wrongly locked up for six months are now suing the NSW Police after it was revealed their illegal drug cargo from China was really just ginger tea.

A student at YES school in Houston filmed a TikTok showing the evacuation from their building following Friday's shooting by a former pupil. The footage shows splatters of blood and broken glass.

Matthew Charles Fox, 34, was arrested and charged with stealing after removing a 'playground closed' sign from a playground at Sunrise Beach in Noosa in Queensland on August 4.

The sick scheme was exposed in a leak of 40Gb of video that activists say was smuggled out of the archives of Russia's FSIN prison service, depicting the ritual rape and abuse of male inmates.

Edward Arthur Robinson, 41, has been released on bail after appearing in Brisbane Magistrates Court on Wednesday morning charged with intent to cause grievous bodily harm.

Labor supporters have accused new NSW Premier Dom Perrottet of breaching Covid rules on his second day in office - with the new leader angrily denying the claim at a press conference.

Gordon Fire and Rescue Station uploaded pictures from an unusual rescue operation on Friday after a budget van became lodged between a steep ledge and a roof in Sydney's north shore.

The Victorian man pleaded guilty to encouraging sexual intercourse with a child under 16 outside Australia, engaging in sexual activity with a child, and the possession of child abuse material.

Footage of two teenage girls almost getting into a fist fight on public transport in Brisbane recently has gone viral on TikTok. In the clip, it becomes obvious very quickly the 'ladies' are not amateur boxers.

Brazilian soccer player William Ribeiro is looking at an attempted murder charge after he kicked a referee in the neck during a match on Monday night in Rio Grande do Sul.

The parents of English soccer player Danny Hodgson, 26, who was allegedly attacked near Perth Train Station on September 4, has revealed he has gone 'drastically downhill'.

Joel Greenberg is asking for a second sentencing delay until March 2022 while he cooperates with federal investigators in their probe of Florida Rep. Matt Gaetz.

The glamorous 36-year-old was 'mortified' when she was convicted in absence for drug possession after she was caught in a drug dealer's car in Bondi on July 17.

NRL pin-up boy Benji Marshall is retiring from the game where he became a hero for countless footy fans. He made his debut in 2003 and leaves a legacy to be admired for decades.

A Porsche driver who filmed dying police officers after a horror crash in Melbourne last year will use it as an excuse to get out of jail. 

The glamorous 36-year-old celebrity eyebrow artist appeared in Waverley Local Court on Wednesday hoping the magistrate would wipe her record.

Premier Dominic Perrottet has revealed a new plan to boost restaurants and reward lockdown-weary western Sydney as he prepares to steer the state out of a gruelling 14-week lockdown.

After four days of hiding in a CBD hotel, the 51-year-old former premier turned up at her electorate office in Northbridge on Wednesday morning to go back to work as a backbench MP.

The ACT recorded 28 new Covid cases in the 24 hours to 8pm on Tuesday and one death, including a newborn baby who contracted the illness while staying in NICU at a Canberra Hospital.

The heritage listed Annandale Abbey has hit the market, expected to fetch a sale price of $15 million from owners Ann Sherry, former Carnival Cruises CEO and husband Michael Hogan.

Five years after Sergeant Hugh Barry, 31, (left) fatally shot 66-year-old Deborah Danner (right), a schizophrenic in crisis, and three after he was acquitted for her murder, he may lose his job.

In news which would have left officials from Cricket Australia breathing a massive sigh of relief, England's cricketers have agreed to tour down under this summer and play for the Ashes.

The Australian Prudential Regulation Authority,  the banking regulator, has announced new stricter lending rules. National property prices soared by 20.3 per cent - fastest annual pace since 1989.

Her break was attributed to controversial comments, however a source familiar with the situation claims Steele also tested positive for COVID. She is expected to return to full duty at ESPN next week.

Popular festive season fruits like cherries and blueberries are at risk of rotting in fields across the country as produce pickers positions remain vacant amid Australia's international travel ban.

Mohammed Skaf, 38 was embraced by his mother Baria behind the front door less than 40 minutes after he walked out of Long Bay jail on Wednesday morning.

Trevor Bauer posted a 36-second video to his YouTube page telling his 394,000 subscribers that he 'looks forward to speaking about the false and materially misleading allegations'.

NSW is projected to hit the 70 per cent vaccination target today, triggering an end to the shackles of lockdown on Monday after more than three months. The state also had the fewest cases since August

Photos have emerged of alleged killer Ian Cranston and his girlfriend, Allie Butler. Although little is known about their relationship, photos show the pair smiling and seemingly happy.

A seemingly innocent picture of a footy star celebrating a team's Grand Final will has left two sets of fans and their clubs absolutely filthy - prompting an apology from the young star.

Will Woods and Seb Bush bluffed their way past security before entering Perth's Optus Stadium through a goods lift to watch the city's biggest sporting event in years without buying a ticket.

Sophie Grace shared the video to TikTok on Tuesday after she visited the Tangalooma Resort on Moreton Island in Queensland and showed off several of the landmarks used in the film.

The National Association of School Boards (NASB) likened parents' objections to woke school boards as 'a form of domestic terrorism' in a letter to Biden.

Queensland has been urged to increase its vaccination rate as the premier and chief health officer warned entry of the Delta variant into the state was inevitable and would be uncontrollable.

Emergency services were called to the family home on Clearview Crescent in Clearview, about 8km north of the Adelaide city centre just before lunchtime on Tuesday.

Hugh Cameron Dickson appeared in Brisbane Magistrates Court on Wednesday after being arrested by police at a protest on September 18.

Mohammed Skaf left Sydney's Long Bay correctional complex on Wednesday morning, having spent most of his life in custody - and hoping to start a new life including a family of his own.

The VCE students, from Melbourne's coronavirus-hit north and west, tested positive after completing Tuesday's rescheduled General Achievement Test.

The woman, from Highvale in Brisbane's northwest, was identified as a contact of a positive case on Tuesday and ordered to self-isolate. But police allege she failed the directive 'multiple times'.

The Undergraduate Council at Harvard demanded that Faculty of Arts and Sciences update their Free Speech Guidelines, which were created in 1990 and have yet to be been updated.

A fan watching the Dodger's from home reported seeing a man four rows behind home plate who resembled a fugitive on the U.S. Marshals' 15 Most Wanted list.

The state Premier was grilled by journalists in Melbourne on Wednesday morning over probe into the relationship between the United Firefighters Union and the Victorian government.

High-flying Melbourne real estate agent Matthew Scafidi has been stood down from his position as franchisee director of Jellis Craig Mitcham after posting a 'racist' comment on his Facebook page.

Lt. Colonel Stuart Scheller Jr. is being released from military brig today after winning a landslide of public support for his condemnation of the withdrawal from Afghanistan.

CCTV footage shows the moment three men punch and stab a 19-year-old male in the East Village on Sunday - a 14-year-old has been charged, and his two accomplices are at still at-large.

Preliminary reports suggest the spill may have been 'caused by an anchor that hooked the pipeline, however that remains under investigation. As of Tuesday, 4,788 gallons of oil has been recovered.

Benjamin Glenn Hoffmann has pleaded not guilty to four counts of murder in less than an hour at four locations in the afternoon of June 4, 2019.

Several serious outbreaks killed 888 people in Victoria through six outbreaks needing lockdowns, but just seven died in Queensland as its clusters never expanded beyond a handful of cases.

A war of words erupted between Chicago Mayor Lori Lightfoot, right, and District Attorney Kim Foxx, left, after the mayor criticized Foxx for not charging the assailants in a shootout last week.

Arsonists have targeted the car of a mother-of-four after she tested positive for Covid-19, plunging Mount Gambier and surrounding suburbs into seven days of tough restrictions.

Defence Minister Peter Dutton was so 'horribly' offended by a tweet calling him a 'rape apologist' that he decided to launch defamation proceedings for the first time, he has told a court.

Matt Gaetz's 'wingman' Joel Greenberg (left) on Tuesday asked the judge in his case to delay sentencing set for November until March, so he can cooperate more fully with prosecutors.

Emergency crews were called to a home in Loganlea at around 2:40pm on Tuesday to distinguish a house fire that has left a Queensland family homeless and killed 16 of their pets.

Frances Haugen, the 37-year-old data engineer who quit Facebook in May, blasted the company on Tuesday, telling Congress that it knew China and Iran were using platform to spy on its enemies.